To Speak with One of Our Highly Competent
and Friendly, Elder Planning Specialists 
Please call
(925) 256-0434 or (800) 451-1770.
Your Confidentiality is Assured.

Ken Bowlus
kenb@seniorchamps.com
925.256.0434 x231or toll free 1.800.451.1770

Specialists in Seniors Insurance Services was formed to address the specific needs of retirees, or those about to retire.  The majority of clients we work with have spent the last 40 years saving for retirement. They have worked hard to achieve their goals. Although each client’s retirement concerns are unique to their personal situation, they generally fall into several categories:  1) Concern with outliving their money.  2) Protecting their investments from market volatility while still earning market-like returns.  3) Preserving their life savings from nursing home expenses.  4) Minimizing taxation and…5) Safely passing their financial legacy along to their heirs.  At Specialists in Seniors we can help you achieve these goals, avoid many other pitfalls, and bring the peace of mind allowing you to sleep well at night.  We place special emphasis on safety and liquidity, good returns without risk or fees and avoiding the time, exposure and expense of probate.

Over the last 20 years, Kenneth Bowlus has served in a variety of sales management positions with a particular emphasis on high-level specialized customer service.  The son of a Certified Public Accountant and Treasurer of a national industrial conglomerate, Ken has maintained a lifelong focus on financial well-being.  In 2000 and 2001 when the technology bubble burst, many seniors lost more than 40% of their savings; something they could ill afford. As each of us matures, the level of risk and tax consequences that were completely appropriate when we were 30 or 40 years old, are now generally inappropriate if we are 65 or older.

After witnessing personal family members experience many of the health and financial issues that seniors face today, Ken decided to redirect his energies exclusively on educating and assisting the senior market.  In 2005 he embarked upon his career as an elder planning specialist, with the sole desire to better the lives of his family, friends and clients.  His passion for the challenges these individuals face, and his detailed knowledge of elder planning and senior issues, make him a valued member of the Specialist’s Team.

Ken received his BS from the University of California, Los Angeles in 1990 and is licensed by the State of California in life insurance, long-term care protection, and fixed annuities, with specialization in senior products. He has attended IRA and Annuity Universities and has completed studies in all aspects of Elder Planning.